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Canada Residency by Investment

Canada’s residence by investment program allows individuals to obtain permanent residency via an investment opportunity. By investing in Canadian businesses or through government-supported programs, you and each of your family members can enjoy a quality of life, have access to world-class health care and education, and be able to live, work, and study anywhere in Canada. The program also has an incredible citizenship option for those who have a specified number of years of residency. Let WeRWealthy guide you through every step of the process with expert support.

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Advantages of Residence by Investment in Canada

High Quality of Life

You’ll have access to excellent healthcare, top-notch education, and a safe environment, making it a place where you and your family will truly enjoy.

How to Qualify for Residency of Canada by Investment

Canada Start-Up Visa Program

If you’re an entrepreneur with an innovative idea, you can use the Canada Start-Up Visa Program to gain permanent residency. You must build a qualifying business where you and up to four partners each hold at least 10% of the voting rights. Together with a designated organization, you must control more than 50% of the business. To proceed, you will need a letter of support from a recognized Canadian institution. These groups may include venture capital, angel investing, or business incubation. Your initial investment will vary depending on the type of business and the market in which your business is located. However, it is estimated to be between USD 215,000 and USD 275,000, inclusive of legal, consulting, and operating costs. You will be spending this money growing a business and creating jobs to support migration.

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Quebec Investor Immigration Program (QIIP)

If you want a more passive route to permanent residency and prefer to settle in Quebec, you can apply through the Quebec Investor Immigration Program. To qualify, you must show that you legally acquired a net worth of at least CAD 2 million. You must also agree to invest CAD 1 million with Investissement Québec for five years. This investment won’t earn interest, but you can finance it through approved financial institutions. You also need at least two years of management experience within the last five years. Your experience must come from running a legal business, holding a senior role in government, or working in an international organization. Before applying for permanent residency, you must first live in Quebec for one year with a work permit. During that year, you must actively integrate and participate in the province’s economy and society.

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Residence by Investment in Canada - Eligibility

Establish Your Global Presence

  • Must be at least 18 years old.
  • Must pass background and security checks, including a criminal record check.
  • Must complete a medical exam and meet Canada’s health standards.
  • Must choose one of the following investment options:
    • Canada Start-Up Visa Program:
      • Own a qualifying business that is innovative, scalable, and job-creating.
      • Secure a Letter of Support from a designated organization (venture capital fund, angel investor group, or business incubator).
      • Meet language requirements in English or French (CLB level 5).
      • Bring enough settlement funds to support yourself and your dependents.
    • Quebec Investor Immigration Program:
      • Prove a legally acquired net worth of at least CAD 2 million.
      • Invest CAD 1 million in a government-approved passive investment for five years.
      • Show at least two years of business management experience in the last five years.
      • Commit to settling in Quebec.
      • Be proficient in spoken French (at least level 7).

Your Gateway to Global Citizenship

Traveling and going on business trips to a plethora of countries without visas

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Canada Residence by Investment: Step-by-Step Process

Getting Maltese citizenship through investment involves a clear and detailed procedure. Here's how it works:

Meet Criteria and Choose Your Program

1

To apply for Canada’s Residence by Investment program, you must meet eligibility requirements. You must have a minimum net worth of CAD 2 million and be ready to invest in a Canadian business. Additionally, depending on the program, you may need to meet language requirements. Next, you have to choose from two main investment options.

Meet Criteria and Choose Your Program

Submit Your Application

2

Once you’ve determined your investment path, fill in a form and submit your application. You will need to submit documents that include proof of your net worth, a business plan (if applying for the Start-up Visa Program), and additional legal documents such as personal identification and background checks. You must adhere to the guidelines of the Canadian immigration authorities to have an easy process to apply for a work permit.

Submit Your Application

Government Review and Due Diligence

3

Your file will be reviewed in detail by Canada Immigration, where they will analyze your experience, background, financial stability, and credibility of your proposed investment. Depending on the number of applications, the due diligence exercise may span several months. If everything is in order, your application will move to the next stage.

Government Review and Due Diligence

Receive Permanent Residency

4

Once your application is approved, you’ll receive a confirmation of permanent residence (COPR). With COPR, you can move to Canada and establish your residence. Depending on the program you select, you may be eligible to bring your family with you and gain access to healthcare, education, and other benefits available to Canadian residents.

Receive Permanent Residency

Apply for Citizenship

5

After living in Canada for a specified period - typically three years within five years - you and your family can apply for Canadian citizenship. As a Canadian citizen, you’ll enjoy all the rights of citizenship, including the right to vote, unrestricted access to the country, and the ability to obtain a Canadian passport.

Apply for Citizenship

Grow Your Wealth with Smart Tax Strategies

Good tax planning helps you keep more of your wealth. At WeRWealthy, we work with high-net-worth individuals to lower their tax burdens and align their finances with opportunities worldwide.

You Must Meet the Residency Obligation

To maintain your PR status, you must physically reside in Canada for at least 730 days (approximately two years) within every five years. If you spend time abroad, you can only count it if you’re with a Canadian citizen spouse or working for a Canadian company or government.

You Risk Losing Status if You Commit a Serious Crime

If you commit a major crime—especially one that results in a prison sentence of five years or more—you could lose your permanent resident status and face deportation. Unlike citizens, PR holders don’t have the same protection against removal from Canada.

You Don’t Automatically Become a Citizen

Even though you are a permanent resident of Canada, you still need to apply for citizenship if you wish to obtain it. To qualify, you must live in Canada for at least 1,095 days (about three years) within five years, pass a citizenship test, and prove your language skills in English or French.

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