From Dreams to Destinations
From Dreams to Destinations
The Malta Residence by Investment program allows non-EU citizens to obtain permanent residency in Malta by making a property investment, making a government contribution, and making a small donation. This is done through the Malta Permanent Residence Programme (MPRP). It grants you and your family the right to reside in Malta and travel freely within the Schengen Area. You don't need to live in Malta full-time, and the process is fast and straightforward. Malta is a safe, English-speaking country with a lavish lifestyle, excellent healthcare, and a strong economy, making it an ideal choice for those seeking a long-term home in Europe.
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As a Maltese resident, you may enter 27 Schengen Area countries visa-free for no more than 90 days in any 180-day period.
The property must be worth at least €375,000 in Malta or Gozo. In addition to purchasing the property, applicants must pay a government contribution of €30,000 and a non-refundable administrative fee of €50,000. The property must be kept for a minimum of five years. Additionally, applicants must donate €2,000 to a registered non-governmental organization (NGO) in Malta that supports philanthropy, culture, science, arts, sports, or animal welfare. Applicants should also indicate they have the financial means to support themselves as well as their dependents. This means having capital assets of at least €500,000, with at least €150,000 of that amount in financial assets. They must also have valid health insurance covering risks in Malta and other European countries. A clean criminal record is necessary, and applicants must not pose a risk to national security, public health, or public interest.
Alternatively, applicants can qualify for the Malta Permanent Residence Programme by leasing a property. The property must be rented for at least €14,000 per year in Malta or Gozo. The government contribution for leasing is €60,000, and the non-refundable administrative fee of €50,000 still applies. Similar to the property purchase option, the lease must last for a minimum of five years. Applicants must also donate €2,000 to a registered non-governmental organization (NGO) in Malta. To be eligible, they must demonstrate capital assets of at least €500,000, accompanied by €150,000 in financial assets, or €650,000 with €75,000 in financial assets. Health insurance covering risks in Malta and other European countries is required, along with a clean criminal record.
Establish Your Global Presence
Getting Maltese residency through investment involves a clear and detailed procedure. Here's how it works:
The application process is step one. You'll also have to collect all the necessary paperwork that proves your identity, finances, and the fact that you're not a criminal. This application is filed via a licensed agent, who also makes sure that everything's in place. Your agent should direct you through the process and ensure that you complete the necessary paperwork.
Maltese authorities will make a due diligence verification after your application is submitted. This includes determining if you are financially stable and not a threat to public safety or national security. Anticipate a background check on your financial history, criminal record, and more to ensure you qualify for the program.
After passing the due diligence checks, you'll move on to making your investment. You can either purchase a property worth at least €375,000 in Malta or Gozo or lease a property for a minimum of €14,000 per year. Additionally, you will need to make a government contribution of €30,000 (for purchase) or €60,000 (for leasing), plus a non-refundable administrative fee of €50,000.
You also need to donate €2,000 to a Maltese registered NGO, in addition to your property investment. The contribution is to be made to an NGO working for culture, science, charity, or animal rights in Malta. This is a community supporting and in compliance with the residency program.
Once your investment and donation are complete, Maltese authorities will give their final approval. After approval, you and your eligible family members will receive your residency permits, which will enable you to reside in Malta. With this permit, you can also travel visa-free within the Schengen Area for up to 90 days in 180 days. You'll need to keep the property or lease for at least 5 years after receiving your residency permit.
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Malta runs a detailed four-level background check on every applicant, including dependents. Even a minor issue in your financial or criminal history can cause delays or even result in rejection. So, while this adds trust to the program, it also makes approval more difficult for some individuals.
If you buy or rent a property under this program, you can't rent it out to make income. Additionally, you must retain the property for at least 5 years, even if you are not using it on a full-time basis. That means your money is tied up, and you can't benefit financially from the property during that time.
Unlike some other countries, Malta's residency program does not lead straight to citizenship. Even if you live in Malta for years, you'll still need to apply separately for citizenship, meet additional requirements, and wait longer. Residency grants you the right to live in Malta, but not a Maltese passport.
Our expert-driven process is faster, easier, and completely hassle-free.
